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Why should I purchase disability insurance?
Disability insurance ( TPD Insurance )ensures that policy holders can pay
their bills and run their household even when they cannot work. This type of
insurance plan protects people when they are injured or have fallen ill due to
certain conditions. Since different insurance companies offer coverage for
different illnesses, buyers should find out which illnesses are covered by the
selected insurance company before buying a disability cover.
The policy holder will not get a compensation amount when something happens
while he is alive, instead his family will receive a lump sum payment when the
policy holder passes away either due to an accident or due to natural death.
Some insurance companies offer total and partial disability insurance as add
on feature if the policy holder has taken a life insurance plan from the same
Disability insurance is not very expensive and many insurance companies offer
rebates, cash backs or other deals to help people get insured